Prevent Water Damage During Rainy Season

Did you know May is the rainiest month here in Colorado? Because of the recent local wildfires, the rain is a welcome sight. That is, unless all that extra water ends up causing damage to your home. 

Basements are especially prone to water damage and it’s estimated that 98% of basements in the U.S. will have some type of water damage during their lifetime. If it happens to your home, you could face large repair costs or a decline in indoor air quality associated with mold and mildew.

The first step is to understand the difference between flooding and water backup. 

Most homeowner’s policies include some coverage for water backup damage. Water backup occurs when water or water-borne materials back up into your home. This can come from sewers, drains, a sump pump, or related equipment. 

Most homeowner’s policies don’t cover flood damage. Flooding occurs when water enters a home through windows, doors, window wells, or cracks in the foundation. This can be caused by an overflow of rivers or lakes, melting snow, or even excessive rainfall. 

Contact us to make sure you have the proper coverage and to discuss higher limits for water backup. If you live in a flood zone or have concerns about flood damage, we can make sure you have the proper flood insurance coverage. 

When you see several inches of water on the floor, it’s obvious that something’s wrong but some clues can be easier to miss. These are common signs of basement water damage that may not be as noticeable: 

Many of these signs aren’t obvious so it’s a great idea to make downstairs inspections a part of your home maintenance routine. This strategy helps you stay ahead of basement moisture problems before they get worse.

Whether your home is threatened by flooding or water backup this spring, take these precautions so you can kick back, relax, and enjoy the season without the worry of water damage.

The post Prevent Water Damage During Rainy Season appeared first on Pure Risk Advisors.