How to Minimize the Risk of a Car Break-In

August 6, 2019

See How We're Different

GET A QUOTE

or call us: 303-834-1001

Car theft is a common occurrence that impacts more than 750,000 drivers a year — that’s roughly one incident every 41 seconds. Want to secure your vehicle from being broken into or stolen? Here are a few ways to avoid problems, plus some guidance for what to do in the event of a loss.

Keeping Your Car Safe

By some estimates, more than half of vehicle break-ins are unknowingly enabled by car owners. If you know what conditions are most desirable for thieves, you can take the right steps to help secure your belongings.

Some general rules: 

  • Roll up and reinforce your windows.  This will help prevent reach-in or smash-and-grab burglaries. Adding a protective film can also make windows tougher to break.
  • Lock up when you leave.  Even if you’re just running into the convenience store for a cup of coffee, be sure to lock your doors. Most break-ins happen in a matter of seconds.
  • Park smart.  Stick to well-lit areas, monitored parking garages and low-crime neighborhoods.
  • Invest in an aftermarket car alarm.  Most factory alarms only sound when the doors are opened. By contrast, a motion or tilt-sensor alarm can tell you when the car is experiencing movement of any kind.
  • Take valuables with you and hide everything else.  Don’t leave your belongings in plain sight. Keep your keys and anything of value on your person and hide everything else in your glove compartment or trunk.

What to Do Post Break-In

If you’ve experienced a break-in, reach out right away. Also make sure to take pictures, file a police report and make an insurance claim. If any credit cards were stolen, cancel them immediately.

Some car burglaries are unavoidable, but with a little vigilance you can minimize your chances of having to deal with a break-in.

Article By:

John Jacquat

Founder & President

Recent Posts

The Difference Between Dwelling Fire Insurance and Landlord Insurance
July 18, 2025
Dwelling fire vs. landlord insurance: Learn key differences to protect rental properties from damage, liability, and lost rental income effectively.
Vacant Property Insurance: What to Know Between Tenants
July 18, 2025
Vacant property insurance fills the coverage gap between tenants, protecting against vandalism, fire, and water damage when standard policies fall short.
The Real Cost of Underinsuring a Multi-Family Property in Colorado
July 18, 2025
Underinsuring a multi-family property in Colorado can lead to major financial losses. Learn the risks and how to protect your investment properly.
Common Exclusions in Multi-Unit Habitational Insurance Policies
July 18, 2025
Learn the common exclusions in multi-unit habitational insurance and how property owners can manage risks through endorsements and smart planning.
Umbrella Insurance for Landlords: When Is It Worth It?
June 12, 2025
Contractor Insurance Pros: Landlords, is umbrella insurance worth it? Learn when this extra liability coverage protects your assets from big claims.
Show More

Speak with us today!

We can help you with any of your insurance needs!

The Difference Between Dwelling Fire Insurance and Landlord Insurance
July 18, 2025
Dwelling fire vs. landlord insurance: Learn key differences to protect rental properties from damage, liability, and lost rental income effectively.
Vacant Property Insurance: What to Know Between Tenants
July 18, 2025
Vacant property insurance fills the coverage gap between tenants, protecting against vandalism, fire, and water damage when standard policies fall short.
The Real Cost of Underinsuring a Multi-Family Property in Colorado
July 18, 2025
Underinsuring a multi-family property in Colorado can lead to major financial losses. Learn the risks and how to protect your investment properly.
Common Exclusions in Multi-Unit Habitational Insurance Policies
July 18, 2025
Learn the common exclusions in multi-unit habitational insurance and how property owners can manage risks through endorsements and smart planning.
Umbrella Insurance for Landlords: When Is It Worth It?
June 12, 2025
Contractor Insurance Pros: Landlords, is umbrella insurance worth it? Learn when this extra liability coverage protects your assets from big claims.
5 Overlooked Risks in Real Estate Investment Portfolios
June 12, 2025
Contractor Insurance Pros reveals 5 overlooked real estate risks: regulatory shifts, environmental issues, economic dependency, management & market volatility.
How to Protect Against Tenant-Related Lawsuits as a Property Owner
June 12, 2025
Contractor Insurance Pros helps property owners avoid tenant lawsuits. Learn about tenant rights, strong leases, property upkeep, and effective communication.
What Insurance Do You Need as a First-Time Landlord?
June 12, 2025
Contractor Insurance Pros guides first-time landlords on essential insurance. Protect your rental property, liability, and income with the right coverage.
Why does my condo association insurance cost increase every year in Colorado?
May 5, 2025
Understanding the factors behind rising condo association insurance costs in Colorado and how to manage premiums effectively for financial stability.
Umbrella Insurance for Bars and Nightclubs: Is It Worth It?
May 5, 2025
Discover the benefits of umbrella insurance for bars and nightclubs. Protect against personal injury, property damage, and legal fees with additional coverage.